Calculator
Lease vs Finance
Compare monthly cost, total cost, and ownership outcome of leasing versus financing the same equipment.
Applied to the finance option; leases are typically low- or no-down.
Example rate, editable — your real rate depends on your business and credit. (example, editable — TODO: confirm default)
FMV residual for the lease comparison
Leasing is $35/mo lower — but financing ends in ownership.
Which fits you? Leasing usually means a lower monthly cost and an easy path to upgrade — a good fit if you cycle equipment often or want to protect cash flow. Financing costs a bit more month to month but you own the equipment outright at the end, which suits keeping it for the long haul.
Estimates only. Not an offer of credit. Your actual rate and payment depend on your business and credit profile.
Ready to get your business in gear?
Get approved today — it starts with a quick conversation.