Equipment financing
Manufacturing equipment financing & leasing
Add capacity to your floor without locking up working capital. We finance new and used manufacturing equipment and machinery across Canada and the USA — including the unit you have already sourced.
What we finance
Manufacturing Equipment we fund
CNC & machine tools
Mills, lathes, and CNC centres for precision production.
Fabrication
Press brakes, lasers, and welding for metal forming.
Material handling
Forklifts, conveyors, and packaging lines for the floor.
- New and used CNC and machine tools
- Fabrication, cutting, and welding equipment
- Forklifts and material-handling gear
- Packaging and production lines
- Refinancing on equipment you already own
Typical financing terms
How the terms usually work
Manufacturing terms are set around your business, your credit, and whether the equipment is new or used. Production assets can structure over different lengths than vehicles, and zero-down options may be available — ask us for a real quote (TODO: confirm specifics).
Estimate it
Finance Payment
Enter the equipment price, your down payment, and a term to estimate a monthly payment, total paid, and total interest.
13% of price · ask about zero-down options
Example rate, editable — your real rate depends on your business and credit. (TODO: confirm default)
See your results
Enter your phone or email and we’ll show you what we found.
No spam — a BCEF advisor may follow up about your financing.
Estimates only. Not an offer of credit. Your actual rate and payment depend on your business and credit profile.
Why Blue Capital
What you get
-
Zero down payment options
Keep your cash working in the business.
-
Competitive rates
We shop multiple funders so you don’t overpay.
-
All credit considered
Newer credit and past bumps welcome — we look at the whole picture.
-
Same-day approvals
Paperwork out the day you reach us, in many cases.
-
Multiple finance options
Finance, lease, refinance, or a lease line of credit.
-
Honest, educational guidance
We explain every number before you sign.
How it works
Get a same-day approval.
- 01
Talk to an advisor
Tell us what you need; we’ll map your options.
- 02
Share financials & credit
A quick review so we can get you approved.
- 03
Sign & get funded
Sign the lease/finance docs and put the equipment to work.
FAQ
Common questions
Can I refinance equipment I already own?
Often yes — refinancing can free up cash from equipment you own, or replace a payment you’re not happy with. Ask us what’s possible for your situation.
Do you finance both new and used equipment?
Yes — both. Whether it’s a new unit from a dealer or a used one you’ve sourced, we’ll structure financing around it.
Can you finance equipment I’ve already found?
Absolutely — you’re never limited to a set list. Send us the unit and the quote and we’ll take it from there.
Can I finance a whole production line, not just one machine?
Usually yes — a line is several assets, often from several vendors, but it doesn’t have to be several applications. Send us the quotes, including anything arriving in stages, and we’ll structure it as one financing where the funder allows. (TODO: confirm how multi-vendor and staged deliveries are handled.)
Can installation, rigging, and tooling be included in the financing?
Often — the machine is the asset, but the costs to get it running on the floor can sometimes be rolled into the amount financed. Send the full vendor quote with rigging, install, and tooling itemized and we’ll tell you what’s coverable. (TODO: confirm which soft costs funders will include.)
Is leasing better than financing for some machines?
It can be. A forklift gets run hard and replaced, so leasing and upgrading can suit it, while a machine tool you’ll keep for years is often worth owning. We can structure them differently in the same deal.
Related
Keep exploring
Next step
Ready to get your business in gear?
Get approved today — it starts with a quick conversation.