Industries
Trucking & transport equipment financing
Whether you run one truck or a growing fleet, we finance the trucks and trailers that keep you moving — new or used, across Canada and the US. We build the deal around how freight actually pays, so adding capacity does not drain your cash.
Challenges we solve
What trucking & transport businesses are up against
Cash tied up while you wait to get paid
Brokers and shippers can take weeks to settle, but fuel, payroll, and the next load are due now. We line up financing and factoring so your money keeps moving as fast as your trucks do.
Downtime that stops the revenue cold
A truck in the shop earns nothing. We help you finance reliable units and add protection products, so a breakdown is a setback instead of a shutdown.
Credit hurdles for newer operators
Owner-operators and young carriers often get turned away by banks. We consider all credit and look at the whole picture, not just a score.
What we finance
Equipment for trucking & transport
Trucks
Add a truck to your operation without tying up your cash. We finance new and used commercial trucks across Canada and the USA — and if you have already found the unit, we will finance that too.
Explore financingTrailers
Match your trailers to the freight you haul without draining working capital. We finance new and used trailers of every kind across Canada and the USA — including the one you have already sourced.
Explore financingEstimate it
Cost Per Mile
Break down your cost per mile and profit per mile, with monthly and annual profit and a break-even rate.
What you earn per loaded mile, before costs.
Example pump price, editable — TODO: confirm default
See your results
Enter your phone or email and we’ll show you what we found.
No spam — a BCEF advisor may follow up about your financing.
Estimates only. Not an offer of credit. Your actual rate and payment depend on your business and credit profile.
Why Blue Capital
Built for trucking & transport
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Know your numbers before you buy
Run cost-per-mile and total cost of ownership up front, so you take on a unit that actually pencils out.
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Keep cash in the cab
Zero-down options and factoring keep working capital free for fuel, repairs, and payroll. (TODO: confirm zero-down availability)
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Approvals that match your pace
We shop multiple funders and move quickly, so the right truck does not get away while you wait.
FAQ
Common questions
Do you finance first-time owner-operators?
Yes. Financing a first truck is one of the most common things we help with — ask us how to put your best application forward.
Are zero-down options available?
They may be — it depends on your profile and the equipment. Ask us and we’ll tell you what you qualify for. (TODO: confirm availability.)
Do you serve both Canada and the USA?
Yes — we’ve served businesses in Canada for about 15 years and now work with US businesses too.
Can I use financing and factoring together?
Yes — plenty of carriers do both. Financing puts the truck under you; factoring turns your freight invoices into cash instead of waiting 30–60 days for the broker to settle, so fuel and the payment aren’t waiting on the same cheque.
I run one truck — what happens if it goes down for a week?
The payment keeps coming even when the miles stop. On a used unit especially, extended warranty or mechanical-breakdown coverage is what keeps a major repair from becoming a shutdown — ask us what’s available for your truck. (TODO: confirm coverage options.)
How do I control fuel spend once I put a driver in the truck?
That’s what the fuel card is for — spend controls and reporting on each card, so you can see what’s going in the tank without phoning the driver at the pump. Network and discount details depend on the program. (TODO: confirm.)
Related services
Often paired with
Fuel Card
Save at the pump and control spend with a fuel program for owner-operators and fleets.
Learn moreTruck Protection Products
Protect your truck and your livelihood with coverage built for the long haul.
Learn moreNext step
Ready to get your business in gear?
Get approved today — it starts with a quick conversation.