Equipment financing
Medical equipment financing & leasing
Bring new technology into your practice while keeping cash on hand for staff and supplies. We finance new and used medical and diagnostic equipment across Canada and the USA — including units you have already chosen.
What we finance
Medical Equipment we fund
Diagnostic imaging
Ultrasound, X-ray, and imaging systems for assessment.
Dental & clinical
Chairs, exam, and treatment equipment for daily care.
Lab & monitoring
Lab analyzers and patient-monitoring systems.
- New and used diagnostic and imaging systems
- Dental and clinical treatment equipment
- Lab analyzers and monitoring systems
- Practice fit-outs and equipment upgrades
- Refinancing on equipment you already own
Typical financing terms
How the terms usually work
Medical terms are set around your practice, your credit, and whether the equipment is new or used. Clinical equipment can finance over different lengths than vehicles, and zero-down options may be available — talk to us for a real quote (TODO: confirm specifics).
Estimate it
Finance Payment
Enter the equipment price, your down payment, and a term to estimate a monthly payment, total paid, and total interest.
13% of price · ask about zero-down options
Example rate, editable — your real rate depends on your business and credit. (TODO: confirm default)
See your results
Enter your phone or email and we’ll show you what we found.
No spam — a BCEF advisor may follow up about your financing.
Estimates only. Not an offer of credit. Your actual rate and payment depend on your business and credit profile.
Why Blue Capital
What you get
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Zero down payment options
Keep your cash working in the business.
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Competitive rates
We shop multiple funders so you don’t overpay.
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All credit considered
Newer credit and past bumps welcome — we look at the whole picture.
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Same-day approvals
Paperwork out the day you reach us, in many cases.
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Multiple finance options
Finance, lease, refinance, or a lease line of credit.
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Honest, educational guidance
We explain every number before you sign.
How it works
Get a same-day approval.
- 01
Talk to an advisor
Tell us what you need; we’ll map your options.
- 02
Share financials & credit
A quick review so we can get you approved.
- 03
Sign & get funded
Sign the lease/finance docs and put the equipment to work.
FAQ
Common questions
Do you work with new businesses or startups?
Yes — we consider new businesses and first-time owner-operators case by case, looking at the whole picture rather than a single number.
Are zero-down options available?
They may be — it depends on your profile and the equipment. Ask us and we’ll tell you what you qualify for. (TODO: confirm availability.)
Can you finance equipment I’ve already found?
Absolutely — you’re never limited to a set list. Send us the unit and the quote and we’ll take it from there.
Will I be stuck with the system I finance when the technology moves on?
That’s one of the main reasons practices lease imaging rather than finance it. An FMV lease has lower payments and lets you buy, return, or upgrade when the term ends — tell us how long you expect the system to stay current and we’ll structure around that.
We’re fitting out a new clinic — can you finance the build-out too, or just the equipment?
Send us the whole project. The equipment is straightforward; whether soft costs like cabinetry, operatory plumbing, or a shielded imaging room can be rolled in depends on the funder, and we shop several. (TODO: confirm what build-out costs can be included.)
Can you finance a refurbished imaging system, or does it have to be new?
New, used, or refurbished — all three. A refurbished system can structure differently than a new one, and that’s set case by case, so send us the quote and the details of the unit.
Next step
Ready to get your business in gear?
Get approved today — it starts with a quick conversation.