Equipment financing
Agriculture equipment financing & leasing
Finance the equipment your farm runs on while keeping cash ready for seed, fuel, and labour. We fund new and used agriculture and farming equipment across Canada and the USA — including units you have already found.
What we finance
Agriculture Equipment we fund
Tractors
Utility and row-crop tractors for everyday field work.
Harvesters
Combines and headers to bring the crop in on time.
Implements
Seeders, sprayers, balers, and tillage attachments.
- New and used tractors
- Combines, harvesters, and headers
- Seeders, sprayers, and tillage equipment
- Balers, grain handling, and implements
- Refinancing on equipment you already own
Typical financing terms
How the terms usually work
Agriculture terms are set around your operation, your credit, and whether the equipment is new or used. Seasonal cash flow can often be worked into a structure, and zero-down options may be available — talk to us for a real quote (TODO: confirm specifics).
Estimate it
Finance Payment
Enter the equipment price, your down payment, and a term to estimate a monthly payment, total paid, and total interest.
13% of price · ask about zero-down options
Example rate, editable — your real rate depends on your business and credit. (TODO: confirm default)
See your results
Enter your phone or email and we’ll show you what we found.
No spam — a BCEF advisor may follow up about your financing.
Estimates only. Not an offer of credit. Your actual rate and payment depend on your business and credit profile.
Why Blue Capital
What you get
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Zero down payment options
Keep your cash working in the business.
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Competitive rates
We shop multiple funders so you don’t overpay.
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All credit considered
Newer credit and past bumps welcome — we look at the whole picture.
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Same-day approvals
Paperwork out the day you reach us, in many cases.
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Multiple finance options
Finance, lease, refinance, or a lease line of credit.
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Honest, educational guidance
We explain every number before you sign.
How it works
Get a same-day approval.
- 01
Talk to an advisor
Tell us what you need; we’ll map your options.
- 02
Share financials & credit
A quick review so we can get you approved.
- 03
Sign & get funded
Sign the lease/finance docs and put the equipment to work.
FAQ
Common questions
Can I refinance equipment I already own?
Often yes — refinancing can free up cash from equipment you own, or replace a payment you’re not happy with. Ask us what’s possible for your situation.
Can you finance a private-sale or auction purchase?
Often yes — including units you’ve already found at a dealer, auction, or private seller. (TODO: confirm any restrictions.)
Do you finance both new and used equipment?
Yes — both. Whether it’s a new unit from a dealer or a used one you’ve sourced, we’ll structure financing around it.
Can I finance the implements along with the tractor?
Usually yes — the seeder, sprayer, baler, or loader can often go on the same deal as the tractor rather than being financed separately. Send us the full quote with the attachments on it and we’ll structure it as one package. (TODO: confirm.)
Do the hours on a used combine matter?
Yes — and on a combine that means separator hours, not just engine hours. High hours don’t rule a machine out on their own; hours, age, and condition are weighed together, case by case. (TODO: confirm any age or hour limits.)
Can you finance grain handling equipment like bins and augers?
Augers, conveyors, and grain carts are straightforward. Anything permanently installed — a bin or a dryer set on a foundation — can structure differently than a machine that moves under its own power, so send us the details and we’ll tell you what’s possible. (TODO: confirm.)
Related
Keep exploring
Next step
Ready to get your business in gear?
Get approved today — it starts with a quick conversation.