Equipment financing
Truck financing & leasing
Add a truck to your operation without tying up your cash. We finance new and used commercial trucks across Canada and the USA — and if you have already found the unit, we will finance that too.
What we finance
Trucks we fund
Sleeper
Long-haul tractors with a cab built for life on the road.
Day cab
Regional and short-haul tractors for daily-return runs.
Vocational
Dumps, mixers, and work trucks built for the job site.
- New and used highway tractors
- Owner-operator first trucks
- Fleet additions and replacements
- Vocational and work trucks
- Refinancing on a truck you already own
Typical financing terms
How the terms usually work
Terms are set case by case around your business, your credit, and whether the truck is new or used. Zero-down options may be available, and used units can finance differently than new — ask us for a real quote (TODO: confirm specifics).
Estimate it
Finance Payment
Enter the equipment price, your down payment, and a term to estimate a monthly payment, total paid, and total interest.
13% of price · ask about zero-down options
Example rate, editable — your real rate depends on your business and credit. (TODO: confirm default)
$2,205
over 60 months · estimate only
- Equipment price$120,000
- Down payment−$15,000
- Total of payments$132,312
- Total cost$147,312
Estimates only. Not an offer of credit. Your actual rate and payment depend on your business and credit profile.
Why Blue Capital
What you get
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Zero down payment options
Keep your cash working in the business.
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Competitive rates
We shop multiple funders so you don’t overpay.
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All credit considered
Newer credit and past bumps welcome — we look at the whole picture.
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Same-day approvals
Paperwork out the day you reach us, in many cases.
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Multiple finance options
Finance, lease, refinance, or a lease line of credit.
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Honest, educational guidance
We explain every number before you sign.
How it works
Get a same-day approval.
- 1
Talk to an advisor
Tell us what you need; we’ll map your options.
- 2
Share financials & credit
A quick review so we can get you approved.
- 3
Sign & get funded
Sign the lease/finance docs and put the equipment to work.
Ready to get your business in gear?
Get approved today — it starts with a quick conversation.