Freight factoring
Get paid now — not in 30 to 60 days.
Stop waiting on brokers and shippers. With factoring, you assign your invoices and get an advance fast, so fuel, payroll, and the next load are covered.
Freight factoring
How factoring works
Deliver the load and invoice as usual, submit the invoice to the factor, and receive an advance quickly — they handle collection. (TODO: confirm advance % and fee structure.)
How it works
How factoring works
- 1
Deliver & invoice
Run your load and invoice the broker or shipper as you normally would.
- 2
Submit the invoice
Send the invoice to the factor instead of waiting on payment.
- 3
Get your advance
Receive an advance quickly; the factor collects and releases the reserve.
Who it's for
Is this you?
- Owner-operators and small fleets with cash-flow gaps
- Carriers waiting 30–60 days on broker payments
- Businesses growing faster than their cash allows
Why Blue Capital
What you get
-
Steady cash flow
Cover fuel and payroll between settlements.
-
Fund growth without new debt
Use money you’ve already earned.
-
Less time chasing payment
Let the factor handle collections.
Estimate it
See your advance
Enter an invoice amount to see the advance, fee, and reserve. (Defaults are examples — TODO: confirm.)
Example advance rate, editable — TODO: confirm
Example fee, editable — TODO: confirm
See your results
Enter your phone or email and we’ll show you what we found.
No spam — a BCEF advisor may follow up about your financing.
Estimates only. Not an offer of credit. Your actual rate and payment depend on your business and credit profile.
FAQ
Common questions
What is invoice factoring?
Factoring turns your unpaid freight invoices into cash now instead of waiting 30–60 days to get paid — helping you cover fuel, payroll, and equipment payments without the gap.
How fast do I get paid with factoring?
You submit your invoice and receive an advance quickly instead of waiting 30–60 days for the broker or shipper to pay. (Exact advance timing and rates — TODO: confirm.)
Do my customers know I’m factoring?
The factor handles collection on the invoices you assign. We’ll walk you through how it works before you start.
What does factoring cost?
Factoring fees depend on your volume, your customers, and the program you choose. (TODO: confirm rates.)
Keep exploring
Related
Next step
Improve your cash flow.
Get approved today — it starts with a quick conversation.